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7 Best Payment Gateways

An application known as a payment gateway streamlines and simplifies the online payment process. In reality, it serves as a conduit between a merchant’s website or mobile app and the bank. Your debit or credit card information is sent to the payment gateway by the merchant’s website when you use a payment gateway to make a purchase. The money is then sent from your bank account to the merchant’s bank account when the payment gateway confirms the bank’s information.

  1. Razorpay
    Customers’ payments are accepted online through this payment gateway, which also automates payouts to suppliers and workers. In Razorpay, you may access wallets like JioMoney and Mobikwik as well as debit and credit cards, net banking, UPI, and wallets. Unacademy, UrbanClap, Zoomcar, Groovers, and Bookmyshow are examples of well-known companies that have used the Razorpay payment platform. One of the most well-liked payment gateways in India is Razorpay, which offers end-to-end transaction security. In Razorpay, you may both manage and automate your company.
  2. Instamojo
    One of the biggest full-stack SME platforms is Instamojo. The simplest method to start an online business is with Instamojo, which offers top-function online stores, built-in payments, integrated marketing tools, and more. With its online stores and online payment options, Instamojo helps more than 15 lakh independent enterprises in India. With the help of Instamojo’s web platform, you may create your own store and link a simple payment gateway to it. Your CRM, analytics, and shipping are all handled by Instamojo.
  3. CCAvenue
    One of the top online payment gateways, CCAvenue was established in 2001 and is approved by banking institutions in India. Credit cards, debit cards, ATM cards, net banking, and other payment methods are all accepted. Additionally, CCAvenue offers a safe connection for transactions between websites, organizations, and banks. CCAvenue powers 85% of all eCommerce businesses in the nation. The capacity of CCAvenue is to handle millions of transactions. It allows you to pay in the currency of your choice and accepts payments in 27 major foreign currencies.
  4. Cashfree
    One of India’s internet payment gateways, Cashfree enables users to exchange money between buyers and sellers. In India, it is used for payout by more than 50,000 firms. Cashfree is one of India’s top API banking platforms and enables quick reimbursements. This encourages companies to conduct financial transactions with simple product integration.

Along with split payment options, Cashfree also integrates with other well-known brands, like Shopify, PayPal, Amazon, Google pay, and Ola Money.

You may get started without spending any money by setting up a free account, uploading your business profile, and selecting a product that interests you. After your account has been authenticated, you can move on to the integration phase.

  1. PayUBiz
    Businesses may handle and accept payments online with the help of PayUBiz. It is a well-known payment gateway that accepts several payment methods, including cards, net banking, wallets, foreign cards, EMI, and IVR payments. 13 different currencies can be accepted by businesses using the payment gateway. Some of the top Indian banks use PayUBiz to manage their online banking. The business has put a lot of effort into mobile technology, and Android phones now support one-tap payments.
  2. Direcpay
    A payment gateway called Direcpay accepts several credit and debit card kinds. Merchants can take mobile payments with Direcpay as well as payments made through online banking. It is a solution for businesses and merchants engaged in online and electronic commerce. Different kinds of foreign currencies can be used to make payments with Direcpay. This payment processor offers convenience and security.
  3. Citrus pay
    One of the most popular payment channels in India right now is Citrus Pay. Most credit cards, including Visa, MasterCard, American Express, etc., are supported. Citrus Pay has rigorous standards of security in place, making the payment procedure swift and safe. In addition, it offers a variety of services, including Citrus Cash (an online wallet) and Citrus Cube (an online application for paying bills).

This is our list of the 7 best payment gateways in India. Businesses, corporations, and governmental organizations can process online purchases using debit (ATM) cards thanks to a payment gateway (PG). When facilitating online payments made via the internet or mobile apps, a strong PG assures security. So do check the list and let us know how helpful it was.

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